by Mike Davis | Aug 7, 2019 | Research
Abstracting: Licensure and Regulatory Impacts in Oklahoma Authors Mike Davis, with statistical modeling and analysis by Byron Schlomach Abstract This paper shows how the licensing of abstracting (title searches made to facilitate real estate transactions) increases...
by Mike Davis | Aug 7, 2019 | Blog
In order to get a mortgage loan, you need title insurance. This protects both the buyer and the lender against clouded title – claims by people other than the seller that they own part or all of the property. Typically title insurers do some level of research on...
by Mike Davis | Jul 17, 2019 | Blog
Much has been made of the healthcare crisis of late, but very little of it addresses two of the biggest financial problems with the system: the third party payer problem and the reality that health insurance bears no resemblance to true insurance. Insurance is a...
by Mike Davis | Mar 6, 2019 | Legal, Research
Well Begun is (Only) Half Done: The Supreme Court’s Excessive Fines Decision; Need for Further Reform Author Mike Davis Abstract This paper summarizes the recent federal Timbs case out of Indiana in which the U.S. Supreme Court declared the Eighth Amendment’s...
by Mike Davis | Feb 20, 2019 | Research
Ten Top Tens: State Rankings Worth Pursuing Authors Mike Davis with Vance H. Fried, Benjamin Lepak, and Byron Schlomach Abstract This paper identifies ten broad policy categories worth pursuing by a state looking for top-ten status. Specific valid metrics for which...